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Two years ago, an 86-year-old woman got a 40-year, $274,000 mortgage with an introductory rate of 1 percent. Her monthly payment was a little more than $500 -- but her income consists of only an $830 monthly Social Security check.
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When John Mazzani installed a solar-power system at his home in Hamptonburgh, N.Y., in April 2007, his goal was to cover all of his yearly electricity needs. But his 10-kilowatt system did more, and the surplus power it sent to the electricity grid ...
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